Financial Calculators – Auto

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Calculators > Auto

Auto Loan Early Payoff Calculator

How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your auto loan!

Auto Rebate vs. Low Interest Financing Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Auto Refinance Interest Savings Calculator

How much interest can you save if you refinance your auto loan? This calculator helps you find out! Enter the specifics about your current loan and determine how much interest refinancing can save you. In addition, it will calculate the number of months to break even on closing costs with your reduced monthly payment. Click the “View Report” button for a detailed look at the results.

Biweekly Payments for an Auto Loan Calculator

This calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. By paying half of your monthly payment every two weeks, each year your auto loan company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

Biweekly Payments for an Auto Loan with Fees Calculator

This calculator shows you possible savings by using an accelerated biweekly auto loan payment. Biweekly payments accelerate your auto loan payoff by paying 1/2 of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your auto loan and save you hundreds to thousands of dollars in interest.

Boat Loan Calculator

Use this calculator to help you determine your boat loan payment or your boat purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the “View Report” button.

Car Loan Calculator

Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the “View Report” button.

Dealer Financing vs. Credit Union Financing Calculator

Use this calculator to help you compare financing between your credit union and low interest dealer financing. A dealer rebate, usually not available when you choose low interest dealer financing, combined with credit union financing, can produce a lower initial loan balance, and in many cases, a lower monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Home Equity Loan vs. Auto loan Calculator

Home equity loans generally often have lower interest rates than auto loans. One good reason to take a look at home equity loans to finance your automobile purchase.

Should I Lease Or Purchase An Auto?

Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Low Interest Financing Savings Calculator

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Not only are your monthly payments lower, but your total interest payments can be significantly less. This calculator is designed to allow you to compare three different auto financing options. Use it to help find the best monthly payment and how much interest you could save.

Motorcycle Loan Calculator

Use this calculator to help you determine your motorcycle loan payment or your motorcycle purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the “View Report” button.

Recreational Vehicle (RV) Loan Calculator

Use this calculator to help you determine your Recreational Vehicle (RV) loan payment or your RV purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the “View Report” button.

Truck Loan Calculator

Use this calculator to help you determine your monthly truck loan payment or your truck purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the “View Report” button.

Auto Purchase: Loan Versus 0% Dealer Financing?

At first glance, 0% financing appears to be the best option when purchasing an auto. However, if you choose to finance through a bank or credit union you may be eligible for a dealer rebate. 

What Would My Auto Payments Be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer’s rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. 

Should I Upgrade To A More Fuel Efficient Vehicle?

It may make financial sense for you to sell your current vehicle and purchase one with better gas mileage. Taking into account the monthly savings at the pump, the financial question is how many months will it take you to recover the out-of-pocket costs you incur with the purchase of a new vehicle. 

How Much Vehicle Can I Afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. 

Should I Refinance My Auto Loan At A Lower Rate?

Without increasing the term remaining on your existing loan, you will be able to save interest with a new loan at a lower rate. 

How Much Can I Lower My Monthly Payment With A New Auto Loan?

With interest rates at record lows, it may make sense for you to investigate whether or not refinancing your auto loan could save you some money. Adjusting the term of your existing auto loan may also make a big difference in your monthly loan payment.